MsRavenn
New Member
- Total Posts : 79
- Reward points : 0
- Joined: 2017/08/04 04:34:55
- Location: Albuquerque New Mexico
- Status: offline
- Ribbons : 1
Has anyone used affirm you know to buy parts ? If so what was your experience? Asking because i need a new graghics and was hoping i cousr use affirm and pay for my parts over a few months. Just i have no credit and was hoping to not have to save up 3 months for my part.seems like affirm i could get my part and pay it off in 3 to 6 months.I just wanted to know how easy it is to get this loan because I am a bit desperate lols. I don't have a cellphone number unfortunately .I just use my phone with wifi .So was hoping AFFIRM might allow me to pay off a 350 dollar bill over 6 months. Thanks Sorry I am posting these things .I don't wanna seem like i am a whiner but I figure you all are like a a huge gate way of information pertaining computers and stuff you could help me out on this information.
post edited by MsRavenn - 2017/12/23 02:18:26
It's Not any more polite to cover your mouth when you burp. It's like covering your Butt when you fart !!!
|
JGLuxe
CLASSIFIED ULTRA Member
- Total Posts : 7192
- Reward points : 0
- Joined: 2010/10/26 03:19:09
- Location: Cloud 9
- Status: offline
- Ribbons : 17
![](//www.evga.com/community/modsRigs/images/sm_mods_off.gif)
Funny you might ask, I just purchased some Paintball gear for my friend and I. I only purchased about $100 for myself, But I chose Affirm because my friend didn't have the $200+ for the items he wanted. You 100% need a cell phone number, That's the way you log in through the Affirm website and that's how they do the verification. If you don't need it right now, I suggest just to save up for it to be honest, It doesn't make sense to pay interest if you don't need it (I know, I'm being a hypocrite since we used it for something we didn't really need lol). The APR is pretty high, Check out what I'm paying. If you don't mind paying 30% APR for something that could've waited, Then by all means, Go for it. Although I believe they do check your credit through a soft credit check, But I don't know how stringent they are on the requirements. Best of luck, Sergio G.
i9-12900ks @ | 128GB DDR4 | RTX 3090 FTW3 ULTRA
|
the_Scarlet_one
formerly Scarlet-tech
- Total Posts : 24581
- Reward points : 0
- Joined: 2013/11/13 02:48:57
- Location: East Coast
- Status: offline
- Ribbons : 79
![](//www.evga.com/community/modsRigs/images/sm_mods_off.gif)
30%! No way that is a good idea. Rush, I haven’t seen you around as much lately, but thank you for taking the time to share this with us. I was curious as well, and now I know more.
|
nateman_doo
Omnipotent Enthusiast
- Total Posts : 11233
- Reward points : 0
- Joined: 2008/01/16 16:16:54
- Location: NOT the Jersey shore
- Status: offline
- Ribbons : 56
30%?!? dear god?!? I was about to look up what Affirm was cause I never heard of it. You just saved me a google search.
|
MSim
Omnipotent Enthusiast
- Total Posts : 14686
- Reward points : 0
- Joined: 2005/05/22 23:13:30
- Location: Earth
- Status: offline
- Ribbons : 38
No way i would do 30% to get a video card. That reminds me of the payday lending junk.
|
MsRavenn
New Member
- Total Posts : 79
- Reward points : 0
- Joined: 2017/08/04 04:34:55
- Location: Albuquerque New Mexico
- Status: offline
- Ribbons : 1
I am stuck with my roommate's crappy computer with a obsolete motherboard by asus .Infact only info I could find is pc on asus M11bb . the cpu is Amd A-10 with radeon integrated graphics built in. It may have 4gbs graphics memory but I can barely run Starwars the old republic which is not even heavy on your system. So all my good games like skyrim and dragon age inquisition is out the window. I have a board has amd fx 8750 4.0 ghz 8 core (yea intel is better but it is what I got . And a better motherboard sitting in a anti static bag and motherboard box all I need is a graphics card and I am set. sure the sabertooth isn't the latest and greatest but I have to work with what I can. So I had planned to get the geforce 1050 ti and the memory cause it is better than this crap memory I have atm which would be about 350 dollars. But yea it kind of hard to wait to save up the money cause I assumed that the memory being 1600 mhz was compatible with this board but it looks like the board for the m11bb pc is 1333 mhz but I could be miss reading as even their stupid user's guide says nothing. thing is the only cellphone I have is not activated another words I use wifi on it and my roommate's cellphone is by none other than obama free phone and it shows the wrong name. kind of stupid rofl thanks Obama. Well AFFIRM seems like a good idea if you suck at saving up money like me.
post edited by Sajin - 2017/12/24 18:08:47
It's Not any more polite to cover your mouth when you burp. It's like covering your Butt when you fart !!!
|
Nereus
Captain Goodvibes
- Total Posts : 18926
- Reward points : 0
- Joined: 2009/04/09 20:05:53
- Location: Brooklyn, NYC.
- Status: offline
- Ribbons : 58
![](//www.evga.com/community/modsRigs/images/sm_mods_off.gif)
Apply for a credit card with a $500 limit - the interest rate would be significantly cheaper than what that place is asking. I think Newegg and Amazon also offer financing that may even be interest-free for the first 6 months or so, providing they have the product you want, or a store card with Amazon is another option - plus you get a few % discount using their store card. I have an Amazon Visa and get 5% off everything from Amazon (in the form of points, which I can trade for cash or credits with Amazon).
post edited by Nereus - 2017/12/24 18:11:25
|
MsRavenn
New Member
- Total Posts : 79
- Reward points : 0
- Joined: 2017/08/04 04:34:55
- Location: Albuquerque New Mexico
- Status: offline
- Ribbons : 1
Yea i don't qualify you need credit score mine is like a 5 my bank offered me one i i deposit 100 bucks. This credit stuff is too confusing. I was always against credit cards .lol well saving it is .
It's Not any more polite to cover your mouth when you burp. It's like covering your Butt when you fart !!!
|
nateman_doo
Omnipotent Enthusiast
- Total Posts : 11233
- Reward points : 0
- Joined: 2008/01/16 16:16:54
- Location: NOT the Jersey shore
- Status: offline
- Ribbons : 56
MSim No way i would do 30% to get a video card. That reminds me of the payday lending junk.
omg, i haven't heard payday loans since I was on active duty. Thank you for the trip down memory lane!
|
Bruno747
CLASSIFIED Member
- Total Posts : 3909
- Reward points : 0
- Joined: 2010/01/13 11:00:12
- Location: Looking on google to see what Nvidia is going to o
- Status: offline
- Ribbons : 5
Depending on the length of the payments you want, even with sub par credit most people I know have gotten zero percent 6 month financing.
I did it for my purple mattress cause there was a promotion with it. 6 months zero percent and the frame was free if I used affirm.
Pretty straight forward but it does take them a few days to actually pull a payment though as long as it goes through it counts from the day you schedule it.
X399 Designare EX, Threadripper 1950x, Overkill Water 560mm dual pass radiator. Heatkiller IV Block Dual 960 EVO 500gb Raid 0 bootable, Quad Channel 64gb DDR4 @ 2933/15-16-16-31, RTX 3090 FTW3 Ultra, Corsair RM850x, Tower 900
|
wmmills
CLASSIFIED ULTRA Member
- Total Posts : 5679
- Reward points : 0
- Joined: 2006/01/04 20:47:29
- Location: New Jersey
- Status: offline
- Ribbons : 40
![](//www.evga.com/community/modsRigs/images/sm_mods_off.gif)
If you need a graphics card and want to make payments, go to https://cuttingedgegamer.com/ Ive never used them myself but I know quite a few people who have and they are very fair and will not screw you over. They will handle RMA's also etc.... As far as other parts go you will have to find another way.
MOBO: EVGA x299 Dark, CPU: I9 10900X, RAM: Patriot Viper RGB 3600 32gb, SSD: Samsung 860 EVO 1TB, M2: Samsung 970 EVO+ 1TB, PSU: CoolerMaster M2 1500, CPU HSF: EVGA 240 CLC HSF~ P/P EK Furious Vardar, G-CARD:EVGA RTX3090 FTW3 Ultra Gaming w/Hybrid kit and Noctua IPPC 3000 P/P, CASE: LIAN-LI PC-V2010B w/ Window mod, OS: Windows 10 Pro 64bit, MON: Alienware AW3821DW ![](https://www.evga.com/badge/associates/193921.png) New EVGA product? Register it NOW with this link: http://www.evga.com/register/default.asp?affiliatecode=4QFQRAMOII Help Our Vets From K-2! [link=https://strongholdfreedom
|
nateman_doo
Omnipotent Enthusiast
- Total Posts : 11233
- Reward points : 0
- Joined: 2008/01/16 16:16:54
- Location: NOT the Jersey shore
- Status: offline
- Ribbons : 56
Or just go into the marketplace here? I have yet to meet an unsavory character here.
|
fearpoint
CLASSIFIED Member
- Total Posts : 3184
- Reward points : 0
- Joined: 2006/12/16 21:53:57
- Status: offline
- Ribbons : 3
Yeah stay away from lending companies. 30% interest is robbery even if you have terrible credit.
|
Athena
iCX Member
- Total Posts : 328
- Reward points : 0
- Joined: 2016/11/04 12:05:53
- Status: offline
- Ribbons : 0
Credit is not money, is a legal form of slavery. You are agreeing to exchange your future earning potential for loot. Rich folks would not give you that loot unless it was a good deal for them. Just grab a jar and start putting some cash and change in it till you get what you need for the GPU. Also if you have something you no longer need you would like to sell... in the jar with it ^_^
|
XrayMan
Insert Custom Title Here
- Total Posts : 73000
- Reward points : 0
- Joined: 2006/12/14 22:10:06
- Location: Santa Clarita, Ca.
- Status: offline
- Ribbons : 115
![](//www.evga.com/community/modsRigs/images/sm_mods_off.gif)
Go to college or a trade school, and study hard. Get a job that you like, and rise through the ranks through hard work, and dedication. Get a 401k, a savings account, and a checking account. Don't get more than one credit card. Always pay your bills on time, and keep a good credit score always. Words off wisdom from Xray.
My Affiliate Code: 8WEQVXMCJL Associate Code: VHKH33QN4W77V6A  
|
Spongey
New Member
- Total Posts : 14
- Reward points : 0
- Joined: 2016/05/27 13:06:16
- Status: offline
- Ribbons : 0
nateman_doo
MSim No way i would do 30% to get a video card. That reminds me of the payday lending junk.
omg, i haven't heard payday loans since I was on active duty. Thank you for the trip down memory lane!
Payday loans, Damn would those punks out in Virginia beach roll my Shipmates around in dog poo wanting 800% interest paid back on a 15 day payday loan. It was so sad, because this ruined the credit of a few friends of mine that desperately needed cash to feed there families. It's not like your Rick James rich as an E-4,living on base housing, with 2 kids you have to support plus all the other stuff that goes a long with it. It was such a disaster. Payday loan building in VA Beach got torched by a few service members for pulling some disrespectful bs. I remember my buddy opened his first bill and his total owed for only getting $200 advanced to him was $1,600. They wanted the money in 6 months to. Like truly, the man just came to borrow $200 and now his payment is $267.77/month for the next 6 months. Ruined his marriage, his credit and screwed him over when he got back in to the civilian population. So sad, now 30%. That is nowhere near great, but I've heard of worse and if your a now now now type of person I figure that it is actually a decent way of EVGA allowing us mere mortals to even have a spin with the top of the line Graphics Cards.
post edited by Sajin - 2018/01/11 07:19:46
|
quadlatte
CLASSIFIED ULTRA Member
- Total Posts : 7191
- Reward points : 0
- Joined: 2006/09/14 16:52:58
- Location: Greensboro, NC
- Status: offline
- Ribbons : 56
![](//www.evga.com/community/modsRigs/images/sm_mods_off.gif)
Run from these loan scams, you are better off seeing vinny and ralphy over on 103rd street lol, they only break your knees, these scam places will take your life.
|
z999z3mystorys
CLASSIFIED Member
- Total Posts : 4480
- Reward points : 0
- Joined: 2008/11/29 06:46:22
- Location: at my current location
- Status: offline
- Ribbons : 23
![](//www.evga.com/community/modsRigs/images/sm_mods_off.gif)
My credit used to be so bad, I got turned down for a secured card (yes, it seems that's possible) finally did manage to get a secured card though a refferal/ad on a credit monitoring site, and now I have credit. Use it to pay for pizza every now and then and pay it off asap, to build my credit score and history. so far I've resisted the urge to buy stuff I don't have the money for. anyway I'd avoid getting credit because you want to buy something, get credit to build credit, not to buy stuff. Could be useful if you need to buy a house (maybe a car) one day.
|
jeffro66
CLASSIFIED ULTRA Member
- Total Posts : 6912
- Reward points : 0
- Joined: 2007/01/19 13:23:32
- Location: nc
- Status: offline
- Ribbons : 8
![](//www.evga.com/community/modsRigs/images/sm_mods_off.gif)
All very true you get older you learn to live without stuff and wait till you have the cash I used to use some of those places when my credit was bad wasted alot of money now I do as others have said pay with credit pay off quick my credit is best ever been!
|
torch327
Superclocked Member
- Total Posts : 205
- Reward points : 0
- Joined: 2017/07/07 14:06:00
- Status: offline
- Ribbons : 2
![](//www.evga.com/community/modsRigs/images/sm_mods_off.gif)
Nereus Apply for a credit card with a $500 limit - the interest rate would be significantly cheaper than what that place is asking. I think Newegg and Amazon also offer financing that may even be interest-free for the first 6 months or so, providing they have the product you want, or a store card with Amazon is another option - plus you get a few % discount using their store card. I have an Amazon Visa and get 5% off everything from Amazon (in the form of points, which I can trade for cash or credits with Amazon).
Credit card have significantly better interest? How is 15-30% variable interest calculated daily significantly better? My Dad has excellent credit and his card is usually around 20% interest if he doesn't pay it off every month. He is one of the smart card users, He pays for everything with his card for the points and pays it off every month. When he gets his bill for $5,000 his minimum monthly payment is estimated to be $176 taking 39 months to pay it off. $176 x 39=$6,864 meaning he would pay 37.28% in total interest and that is if rate stayed at 20%,which it never does. Interest free for the 1st 6 months means you don't have interest if paid in full within 6 months, if you don't interest is calculated on the full amount from the date of purchase. You can pay $999.99 of $1000.00 loan and if that last 1 cent is paid after you 6 month date you are getting hit with 6 months worth of interest at the highest allowed by law on that $1000.00 purchase. Affirm is actually doing a flate rate and don't charge a penalty if you pay it off early and you end up not paying the full interest. I haven't personally used them, but my cousin has used them a few times, He doesn't like carrying large amounts of cash and hates the inconvenience of having to call his bank to get purchases approved because he spent too much of his own money in 1 day. His largest purchase was for $1000 dollars at 20% for 12 months with $100 payments. He made 2 payments and paid it in full the prior to the 3rd month due date with a balance owed of $840. So that tells me they figure the interest and then the payment off of that applying payment to principle and interest in a fair manner, instead of most loans(mainly mortgage and auto loans) where the majority of your initial payments are going towards interest instead of principle and then charge a penalty if paid off before a certain amount of time. Mortgages are the real scam with the way they calculate interest Amortization Calculator1Loan Amount 60,000 2Interest Rate 4% 3Number of Years 30 Your Amortization SummaryBase CalculationsMonthly Principal & Interest $360- Number of Payments 360- Total Payments $129,503- Original Loan Amount$ 60,000 I calculated that here. Because of how much total interest you get charged on a mortgage I talked the the seller of the house we bought a couple years ago into letting us do a land contract on the house. My wife and I were approved for the mortgage,but I told the seller I would rather give them the interest if they were willing to take the payments over time. We settled on $2,000 down 15% interest over 6 years for a $20,000 house. we are paying $287.50 a month totaling $20,700. Our mortgage would have had a 6% rate with a monthly payment of $298 totaling $21,478(19.3% interest) on $18,000 borrowed if a 6 year mortgage was possible, we would have actually had a smaller payment while paying a little more in total due to only being able to get a 15 or 30 year mortgage. Vehicle loans are calculated the same way and nobody bats an eye at making a vehicle or house payment because they THINK they are getting a low interest rate when they really aren't with the way the calculations are done. My Dad used to be a mechanic at a dealer and he bought a new truck at the same time his friend did. Their trucks were within $200 of each other even though my Dad got a nicer truck(employee discount)both had 6% interest rate for the same amount of months, but my dads payment was less than his friends because his interest and payment was calculated the way Affirm calculates it. $30,000 +6%($31,800) and then split into $530/month payments for 60 months vs the Amortization method here for the friends $30,000 truck, $580/ month for 60 months totaling $34,799. Again because of the way the payment is applied towards the interest/principle in the beginning of the load that equals what would be a flat rate of 15.99% With what video card prices have been doing lately I would use Affirm in a heartbeat if there was actually stock right now and I didn't have the cash at the moment since by the time I could get the cash they could either be out of stock or the price gets all jacked due to a mining spike. While Affirm might have what appears to be a high interest rate it only sort of is,at least for those with questionable or no credit, at least it is a flat rate with "x" amount interest and "y" amount principle being applied to the total balance each month. These flat rate loans always appear to be "scams" when they aren't costing borrower alot(if any) more than the Amortization calculated loans that appear to have a low interest rate,but due to the calculation method it really isn't as low as it looks.
post edited by torch327 - 2018/01/14 09:34:46
MSI MPG x570 gaming edge wifi ryzen 9 5900x WD Black 500GB SSD 32GB Corsair Vengeance LPX DDR4 3600 EVGA GeForce RTX 3060 Ti FTW3 ULTRA GAMING Be Quiet! Dark Base Pro 900 v2 https://www.heatware.com/u/113799/to
|
JGLuxe
CLASSIFIED ULTRA Member
- Total Posts : 7192
- Reward points : 0
- Joined: 2010/10/26 03:19:09
- Location: Cloud 9
- Status: offline
- Ribbons : 17
![](//www.evga.com/community/modsRigs/images/sm_mods_off.gif)
Torch, Your whole point revolves around someone having the cash to pay it off in full within 3 months. Most people who use these services to not and end up paying the most interest. I think credit cards would be better for single items, Because for things like Affirm, You're paying the same amount of interest per month regardless if it's the 1st payment or the 5th payment... Whereas a credit card, the further you send payments, the less interest you're paying.
i9-12900ks @ | 128GB DDR4 | RTX 3090 FTW3 ULTRA
|
torch327
Superclocked Member
- Total Posts : 205
- Reward points : 0
- Joined: 2017/07/07 14:06:00
- Status: offline
- Ribbons : 2
![](//www.evga.com/community/modsRigs/images/sm_mods_off.gif)
you didn't pay attention to everything i said. How many people actually pay more than just there minimum payment on a credit card? If you look at the example I gave for my Dad(my 1st example) you see that making your scheduling monthly payment costs ALOT more. Most people don't do this, most use them to buy things they can't afford and make the minimum monthly payment. Let's go by the card you suggested Amazon visa here"15.24% to 23.24%‡, based on your creditworthiness. These APRs will vary with the market based on the Prime Rate." "‡These APRs will vary with the market based on the Prime Rate. Click here to see complete Pricing & Terms. - Prime Rate: Variable APRs are based on the 4.25% Prime Rate as of 6/20/2017
- We add 10.99% to 18.99% to the Prime Rate to determine the Purchase/Balance Transfer APR. Maximum APR 30.24%
- We add 21.74% to the Prime Rate to determine the Cash Advance APR. Maximum APR 30.24%"
If he is paying 30% with Affirm then the soft credit check they do tells me he wouldn't get anywhere close to the lowest possible interest rate. My cousin has so so credit and only pays 20%. For the sake of argument lets say he does magically get the lowest possible interest rate of 15%. According to here a balance of $365 with an interest rate of 15% paid off in 6 months would be a payment of $64. $64 x 6 months = $384. With Affirm his total is $397.88
MSI MPG x570 gaming edge wifi ryzen 9 5900x WD Black 500GB SSD 32GB Corsair Vengeance LPX DDR4 3600 EVGA GeForce RTX 3060 Ti FTW3 ULTRA GAMING Be Quiet! Dark Base Pro 900 v2 https://www.heatware.com/u/113799/to
|
Nereus
Captain Goodvibes
- Total Posts : 18926
- Reward points : 0
- Joined: 2009/04/09 20:05:53
- Location: Brooklyn, NYC.
- Status: offline
- Ribbons : 58
![](//www.evga.com/community/modsRigs/images/sm_mods_off.gif)
torch327 you didn't pay attention to everything i said. How many people actually pay more than just there minimum payment on a credit card?
Me. I never carry a balance. I use the Amazon credit card for the 5% cash back on anything I purchase through Amazon. My personal recommendation (outside of big purchases like a home or car) is to just save for it - don't use credit at all unless it's 0% for like 6 months, in which case go for it as long as you can pay it off within the 6 months. Buying a $350 graphics card on 20%+ interest is a waste of money, and when it comes down to it, if you can't save $350, then you can't afford to pay it back. Many years ago I got myself in quite a bit of problem with credit card debt. I eventually paid it off, but I don't even want to think about how much interest I paid. I told myself "never again", and I never have.
|
nateman_doo
Omnipotent Enthusiast
- Total Posts : 11233
- Reward points : 0
- Joined: 2008/01/16 16:16:54
- Location: NOT the Jersey shore
- Status: offline
- Ribbons : 56
Spongey
nateman_doo
MSim No way i would do 30% to get a video card. That reminds me of the payday lending junk.
omg, i haven't heard payday loans since I was on active duty. Thank you for the trip down memory lane!
Payday loans, Damn would those punks out in Virginia beach roll my Shipmates around in dog poo wanting 800% interest paid back on a 15 day payday loan. It was so sad, because this ruined the credit of a few friends of mine that desperately needed cash to feed there families. It's not like your Rick James rich as an E-4,living on base housing, with 2 kids you have to support plus all the other stuff that goes a long with it. It was such a disaster. Payday loan building in VA Beach got torched by a few service members for pulling some disrespectful bs. I remember my buddy opened his first bill and his total owed for only getting $200 advanced to him was $1,600. They wanted the money in 6 months to. Like truly, the man just came to borrow $200 and now his payment is $267.77/month for the next 6 months. Ruined his marriage, his credit and screwed him over when he got back in to the civilian population. So sad, now 30%. That is nowhere near great, but I've heard of worse and if your a now now now type of person I figure that it is actually a decent way of EVGA allowing us mere mortals to even have a spin with the top of the line Graphics Cards.
Geeze... welcome BACK to the forums?! 2 posts in as many years?? I remember a guy back in the 90's bought a used jetta for like 20 grand.. and It was probably 10 years old and a piece of junk at the time already. One of those tiny car lots that say no credit, no problem.. just bring in an L.E.S. and you will be approved. I hope many of these local just outside the base LEECHES all died and replaced by legitimate businesses. However privates be privates and they will still make stupid mistakes. Weird for being the "internet generation". They are all FAR more educated then we were back then. But just like us at the time they have all the intelligence out there... but lack wisdom. The irony is this is how you acquire wisdom. succumbing to things like this payday loans nonsense.
|
Spongey
New Member
- Total Posts : 14
- Reward points : 0
- Joined: 2016/05/27 13:06:16
- Status: offline
- Ribbons : 0
beeteedubz. swap CC's around and only run with the 6 or 12 month no APR promos and then transfer the balance over to the next card. Lived like during my Programming School days. No interest for 6 months, and then on to the next CC. Been a good 9-10 years since I've had more than 1 CC, so not sure if they still do this or allow you to pay off prior CC balances like they did during my college days.
|
Spongey
New Member
- Total Posts : 14
- Reward points : 0
- Joined: 2016/05/27 13:06:16
- Status: offline
- Ribbons : 0
nateman_doo
Spongey
nateman_doo
MSim No way i would do 30% to get a video card. That reminds me of the payday lending junk.
omg, i haven't heard payday loans since I was on active duty. Thank you for the trip down memory lane!
Payday loans, Damn would those punks out in Virginia beach roll my Shipmates around in dog poo wanting 800% interest paid back on a 15 day payday loan. It was so sad, because this ruined the credit of a few friends of mine that desperately needed cash to feed there families. It's not like your Rick James rich as an E-4,living on base housing, with 2 kids you have to support plus all the other stuff that goes a long with it. It was such a disaster. Payday loan building in VA Beach got torched by a few service members for pulling some disrespectful bs. I remember my buddy opened his first bill and his total owed for only getting $200 advanced to him was $1,600. They wanted the money in 6 months to. Like truly, the man just came to borrow $200 and now his payment is $267.77/month for the next 6 months. Ruined his marriage, his credit and screwed him over when he got back in to the civilian population. So sad, now 30%. That is nowhere near great, but I've heard of worse and if your a now now now type of person I figure that it is actually a decent way of EVGA allowing us mere mortals to even have a spin with the top of the line Graphics Cards.
Geeze... welcome BACK to the forums?! 2 posts in as many years?? I remember a guy back in the 90's bought a used jetta for like 20 grand.. and It was probably 10 years old and a piece of junk at the time already. One of those tiny car lots that say no credit, no problem.. just bring in an L.E.S. and you will be approved. I hope many of these local just outside the base LEECHES all died and replaced by legitimate businesses. However privates be privates and they will still make stupid mistakes. Weird for being the "internet generation". They are all FAR more educated then we were back then. But just like us at the time they have all the intelligence out there... but lack wisdom. The irony is this is how you acquire wisdom. succumbing to things like this payday loans nonsense.
Awe, not all were bad. I bought a 99 Chevy Malibu for a little under 9k in 2004. Fully Loaded, but just for a Malibu. Was 19 and Navy Federal gave me a great rate. Although, I still had it repo'd after I was medically discharged from the military for health issues and couldn't afford it at the time due to the fact its hard out there for someone with no degree, that expected to make a career out of 30 years of service and never had a back up plan. 4 years after I had the car repo'd as I was starting my first year of college, I get a letter from a Lawyer stating about a "Class Action Lawsuit" vs Navy Federal Credit Union since the Repossession notices did not adhere to federal law or some stuff. Entire debt was forgiven and removed my from Credit Report. That was the only blemish ever on my Credit Report. Sadly, Navy Federal is a great bank but even I am not dumb enough to get 4 grand tossed off my Credit report.
|
badFerret
Superclocked Member
- Total Posts : 101
- Reward points : 0
- Joined: 2018/01/24 22:27:36
- Status: offline
- Ribbons : 0
I picked up a GTX 480 about a week ago at good will for $25. Took it home and it works....but computer reboots occasionally...not sure if it's the card or the drivers. It's kids computer so i tell them that's the timer when they have to get off. But maybe you'll get lucky? They usually put the GPUs behind the counter by the jewelry now.
|
supernova6891
New Member
- Total Posts : 100
- Reward points : 0
- Joined: 2018/01/28 01:47:56
- Status: offline
- Ribbons : 0
i have never used it although it looks intresting in another form of payment
Shake & Bake EVGA Master raceCake & Snake Who Dat Boi :)
|
kylerxiii
Superclocked Member
- Total Posts : 101
- Reward points : 0
- Joined: 2012/03/24 12:44:10
- Status: offline
- Ribbons : 0
whatever you do don't miss a payment. the interest rates for these programs are ridiculous
|
Noxnoctis1976
Superclocked Member
- Total Posts : 117
- Reward points : 0
- Joined: 2018/01/25 11:22:56
- Status: offline
- Ribbons : 0
Yeah, missing a payment will destroy your budget if things are already tight
|