39 months isn't quick honestly. To those trying keep the same card for many years, it may seem quick, but electronic devices often fail for much quicker than that.

Did you register your card when you purchased it, and can you verify you are outside of the 36 month window for sure?

Have you contacted EVGA about the card to see if there is anything they can help you with?

It would be worth a shot emailing support. Maybe that will bend the rules one time for you. The worst thing that can happen is they say no.
 
If you end up buying another EVGA graphics card, you can pay to extend the warranty, must register the product within 30days. http://www.evga.com/support/warranty/extended.asp