nick_shl
nomoss
That's a lot of assumptions, Nick. That's not how it works.
Tell me how it works.
Sure. EVGA works with the police who are handling their report of the theft from the truck.
A buyer who purchased in good faith goes to his own local police, and works with them. That police office will contact EVGA to return the property. EVGA will connect that police office with the police office handling EVGA's original theft case.
At no point do Jacob and Peter hop in the Mystery Machine to engage the buyer or confront the seller. That's what the police (and potentially FBI) do. They also don't decide to suddenly tell the police to drop the case, because "insurance will pay for it."
Your anecdotal experience with a $100 loss at a bank has nothing, at all, to do with this situation.
Now, I'm sure you're an expert on this as you are with all things, so I look forward to you telling me why that's not at all what happens, because of an anecdotal story about the time a friend gave you Bubble Yum that didn't really belong to him.