Monolyth
This is still just a single theory regarding the stability issues. Igor only presents the argument that POSCAPS are "cheaper" parts and that there are differences in the implementations between NVIDIA & AIBs. Just because a part is cheaper does not immediately mean it is inferior. Without a controlled test environment and proper tools we are relying upon the old and often incorrect assumption that correlation equals causation.
I'm not saying there couldn't be a hardware problem, I'm just saying don't make any purchasing decisions based upon a theory that specific cards have issues. The most reliable advice at this point is that prospective buyers avoid purchasing a 3000 series card until the stability issue is addressed.
There is virtually no cost difference between 10 ceramics and one larger Tantalum cap, and we're talking well under a buck in Asia.
But any sane mfg would rather put on one big part vs. 10 small ones, if they can.