I disagree with this logic, their CPU CLC has PWM fans. Besides, PWM fans will work as DC fans if only two wires are connected, which would provide compatibility if the extra header was not available. Even with 2 headers PWM fan would still work great. I just do not see how hard of a decision it could have been to use PWM fans. All wiring and connectors on the Hybrid are 4-pin anyway. This is like buying a million-dollar home with the cheapest Fans/AC. If they wanted to go lean and mean, why even include the fan, just let people install their own. The cover could have had an access door to connect the fan. As a customer, I would feel more respected if the fan was not included than having to deal with replacement. I still love my card, and I have bought another one for SLI, but the fan was replaced immediately.
For those who want to connect their fans to PWM header on the card, be careful opening the cover. It has many screws that are similar size/diameter, but have fine and coarse threads. If the card is new, use sticky protective film (removed from the card) to place screws in order, it would make it much easier to screw them back in:)