Newegg - $20 off $100 w/ new Newegg Preferred Account
http://promotions.newegg.com/Newegg/...na-_-na&cm_sp= I applied for Newegg Preferred about 3 months ago. I did not get any pulls on my credit report.They do not report credit unless you miss payments, same as billmelater. So you can't build credit from it. Newegg preferred is exactly the same as Billmelater but you can only use it on newegg ofcourse. The credit limit is very generous. It also offers no payments + no interest for 6 months for purchases of $250 or higher, 12 months for $500 (pre-order purchases do not count towards to the $250 or $500).
The APR is high but it does not really matter because why would you do installments anyway when the stuff is so cheap? And when you buying something more than $250, you dont need to pay anything until the very last day of that 6 month period as long as you pay it in full by that day.
So when using Billmelater or Newegg Preferred or sorts of like this, DO NOT BUY STUFF YOU ARE NOT SURE YOU ARE ABLE TO PAY IT IN FULL ON TIME, otherwise, enjoy the juice, just not for you.
I wanted to take advantage of this promotion to pre-order Diablo 3 and GTA5 for PS3, both will be released in Sep. and costs $60 each at regular price. Although Amazon has $10 off for PS3 D3 through July 27, I still get charged for tax for those.
So I called Newegg Preferred customer service and asked the following questions:
Q: I have had newegg preferred for a couple of months but have not yet made a purchase. Do I still get this $20 off $100?
A: Yes. As long as it is your first purchase, you are considered new customer.
Q: I want to order some pre-order items that won't become available until Sep., by which time this promotion has expired, and newegg does not charge for pre-order items until it is shipped. So if I do these preorders. do I still get the $20 off?
A: This situation might be a bit of tricky but ultimately yes. When you pre-order, you won't actually get charged until the items becomes available to ship but a pre-authorization on your account will be posted to our system. However whether this pre-authorization will be automatically fall under this promotion, I cannot say for sure. But, if you do not see your $20 credit back eventually, call us, we will credit it manually.
Q: Usually newegg promotions do not allow you to use multiple promotion codes on same items, so if I find some promotion code and use it, do I still get the $20 off?
A: Yes. Newegg Preferred is actually not exactly newegg. We are Web bank that backs the Newegg Preferred account. So whatever promotion you find on newegg.com is about newegg, and ours is ours.