Maybe later. I thought about that too.

I have the exact board -
 
-definitely make sure the Bios is updated ( many of them allowed for better ram compatibility )
 
-only use the 2 sticks of ram to begin with ( manual tells you the exact ones when booting on 2 )
  "  it is dimm 2 & dimm 4   "

Can't reach BIOS to flash it.

I paid extra for 3-day delivery. RAM should be here today. Keeping fingers crossed.

I didn't ever see you post what memory you put in ?   but I do know early Bios's had issues with Gskill and a few others but the 2 sticks I used worked great.
 Gskill 3200 spd DDR4
 
other than memory/ cpu / monitor / psu / KB mouse  ,  you don't even need a hard drive to get into Bios --- so here's hoping you don't have to tear it all down & start over 

You're right, I didn't say but here is the QVC list: https://us.msi.com/Motherboard/support/Z170A-G45-GAMING.html#support-mem
These are the modules I got first: http://www.newegg.com/Product/Product.aspx?Item=N82E16820231907
They are approved but I ordered slower RAM because of problems most have with faster RAM speeds. These are coming today and are NOT approved but the 4x4 GB set with the exact same timing is approved: http://www.newegg.com/Product/Product.aspx?Item=N82E16820233834
Corsair RAM is junk but I didn't feel like fumbling through the list.
If all else fails I will get one of these on sale: http://www.newegg.com/Product/Product.aspx?Item=N82E16813132715
 

Zuhl3156
If all else fails I will get one of these on sale: http://www.newegg.com/Product/Product.aspx?Item=N82E16813132715

Good choice there.  I've got a Z97 Sabertooth and it's hands down one of the best boards I've ever used.  The thermal radar, extra temp sensors, and fan control works awesome.

Ran a Z87 Sabertooth.  No issues with it internally.  Just got tired of it's twitchiness in regards to external USB 3.0 devices.  Hopefully that's been sorted out on the newer boards.

The only thing that bothers me is no LED readout. It's nice to be able to see the trouble code instead of trying to count beeps if it decides to not boot one day if you know what I mean.

It could also display the codes on the monitor as it boots like my EVGA Z97 does.  Which is nice, because of where the PC sits, I can't see the readout anyway.