Went into BIOS and made some more changes
Vcore left at previous setting of 1.3125v
Changed CPU PLL voltage from Auto to 1.60
I note that PC Probe II is now reporting CPU temp at 52C - 53C - a slight increase.
But keep in mind that it is also very hot here right now 23C with 65% humidity - was 85% about 8 AM! Probably warmer in the apartment...
CPU only has stock cooling fan from Intel - nothing special.
Sushihunter