Shockjockey
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My wife drove my truck to work today and her company van backed into it. Just a little dent and nobody hurt. They don't want to turn into insurance. Should I take 1000 bucks cash and forget it or call my insurance guy?
post edited by Shockjockey - 2016/10/24 11:36:35
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Re: What wouuld you do?
2016/10/24 11:09:18
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Shockjockey
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Re: What wouuld you do?
2016/10/24 11:17:19
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Darn, Never noticed that rusty bumper lol. Thank you Ohio for the nasty winters and salty roads.
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fearpoint
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Re: What wouuld you do?
2016/10/24 12:24:07
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You should be able to get that fixed for well under $1k.
I'd take the cash.
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Re: What wouuld you do?
2016/10/24 12:31:10
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Take the cash nobody will even notice that unless you point it out to them.
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agent8
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Re: What wouuld you do?
2016/10/24 12:32:24
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Re: What wouuld you do?
2016/10/24 12:40:44
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I wouldn't request insurance to get involved, but I would want it fixed, so I would take cash and get it fixed.
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EVGATech_MDecker
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Re: What wouuld you do?
2016/10/24 13:50:58
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take the $1000. Get a rubber mallet and a pot of boiling water and have at it 
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bill1024
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Re: What wouuld you do?
2016/10/24 13:58:01
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You could get it fixed and give them the bill.
Even if it less than a grand to fix, would make the wife and family look good. Maybe?
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Re: What wouuld you do?
2016/10/24 16:02:07
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Get a quote at a high quality shop maybe two and then make the decision. If it's over you can still offer them the chance to pay without going through the insurance. You can always decide if or how you want to fix it in either case, but know that the vehicle has lost value as well.
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loveha
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Re: What wouuld you do?
2016/10/24 18:34:36
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ILikeBeans
Get a quote at a high quality shop maybe two and then make the decision. If it's over you can still offer them the chance to pay without going through the insurance. You can always decide if or how you want to fix it in either case, but know that the vehicle has lost value as well.
This right here. But, depending on the age of the vehicle, I would just take the grand and run. Then pay something off or get something nice with it.
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Shockjockey
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Re: What wouuld you do?
2016/10/24 19:53:42
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I decided to get a couple of quotes tomorrow. Whatever the cost to fix is it is what I am going to charge +10 bucks for gas. Not going to turn insurance in, wife loves her job so I am not going to make a stink.
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Sajin
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Re: What wouuld you do?
2016/10/24 19:57:05
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Pocket the $1000 and use it for hardware upgrades. 
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bill1024
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Re: What wouuld you do?
2016/10/24 20:02:13
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Shockjockey
I decided to get a couple of quotes tomorrow. Whatever the cost to fix is it is what I am going to charge +10 bucks for gas. Not going to turn insurance in, wife loves her job so I am not going to make a stink.
Great answer!!!! Glad to see honesty in this crazy world we live in today. 
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Re: What wouuld you do?
2016/10/24 20:41:05
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Even if it's not your fault, the insurance rates will raise for you. (There's your answer) ;)
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Doubles
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Re: What wouuld you do?
2016/10/25 05:38:43
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Sajin
Pocket the $1000 and use it for hardware upgrades.
I second this :D
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Re: What wouuld you do?
2016/10/25 07:19:41
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Shockjockey
I decided to get a couple of quotes tomorrow. Whatever the cost to fix is it is what I am going to charge +10 bucks for gas. Not going to turn insurance in, wife loves her job so I am not going to make a stink.
I was going to say that same thing. Being it involves your wifes job you really shouldn't piss them off,lol. On the other hand youll never get a grand because you could probably get that whole quarter panel for 400 bucks brand new, even cheaper if you go to a junkyard. Is that a 94-96 Dakota?!?!
post edited by wmmills - 2016/10/25 07:21:10
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Re: What wouuld you do?
2016/10/25 08:12:21
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You could buy an undamaged Red Bed at most junk yards for less than a grand at least here in Texas.
I know I was shopping for a replacement bed for my F-150 and found a bunch of undamaged ones for around 800
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Shockjockey
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Re: What wouuld you do?
2016/10/25 11:48:32
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1,340 one estimate today and 785 on the other. I swear I could pop it out myself in 2 minutes. Cant believe body shops are so high and so much of a difference in prices.
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Re: What wouuld you do?
2016/10/25 12:34:17
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Take the cash and call it a day! 
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Brimy
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Re: What wouuld you do?
2016/10/25 17:02:05
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(Deleted for language used) heh heh....Tell them you son't settle for nothing less than a salary hike for the Mrs' if the pause just say "look, give me the $1500 and be done with it" then you pause 
post edited by XrayMan - 2016/10/25 20:42:59
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stalinx20
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Re: What wouuld you do?
2016/10/25 18:57:11
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