So as some of you know, I got hit by an idiot on the freeway on the 27th, and it's the 14th now and his insurance company STILL not accepting liability... My lawyer says they want a recorded statement, but they haven't set it up yet (he told me this 4 days ago, they are still telling him the same thing). I can no longer go to the chiropractor due to not having a car (was getting rides from people). How long can his insurance company delay? I find this a load of BS.

Honestly it can take a while. For my friend it took him 5 months

i feel ya been in that situation do not like it i lawyered up and take them to court asap

Have your agent speak to your State Insurance commissioner.
Insurance companies fear the commish.
That will get things cleared up real quick.

Baltothewolf

Theophilus20
Have your agent speak to your State Insurance commissioner.
Insurance companies fear the commish.
That will get things cleared up real quick.

Wait my agent? You mean my lawyer or my actual insurance guy?

An agent is the person who handles your insurance.
 
Talk to the person you got the insurance from, S/he should have given you his/her card.

Baltothewolf

RushXTC

Baltothewolf

Theophilus20
Have your agent speak to your State Insurance commissioner.
Insurance companies fear the commish.
That will get things cleared up real quick.

Wait my agent? You mean my lawyer or my actual insurance guy?

An agent is the person who handles your insurance.
 
Talk to the person you got the insurance from, S/he should have given you his/her card.

Ohhhh ok I'll call him in the morning.

 
Baltothewolf,
 
Before you speak with your Ins. agent, contact your attorney and run that by him/her first. You hired this person to represent you in this matter.   

Stay with your lawyer who should be handling things for you. Ensure that all of your travel expenses up to the time of payment is covered in any settlement. 

Well the court system is backed up by frivolous lawsuits and could take a while to get into court. Cannot believe the UK has a frivolous lawsuit law but we don't.

tennis_ski
rjohnson11 nailed it -- you are paying for an attorney, make sure your attorney is representing your interests.  Once you've retained an attorney, stay away from dealing with either your insurance or the other person's insurance -- that's what you're paying your attorney to do.  Contact them and let them know the hardship(s) you're undergoing, and your attorney may press the issue with the insurance company -- you'll never know until you call, your attorney should be working for you!!

Yea, I talked to him and I learned that Mercury is the hardest insurance company to deal with... They are like AAA used to be in the old days, except now Mercury just blocks you with automated system and voicemails rather then talking to a real person... And that's what the current problem is, he tries to call them 2-3 times a day, but is lucky to reach them once due to him being ignored. He managed to get ahold of them today luckily to set up the verbal statement so at least we are getting somewhere...

BF3PRO
Have they even sent an adjuster our investigator out yet? Remember they cannot tell you where you can and cannot get your car fixed.

Yea, he came out ages ago, I would say 2 weeks ago? There is frame damage to my car. And now my car won't turn over, or get power to the radio/clock, dispite the fact that all the fuses are fine.

BF3PRO

Baltothewolf

BF3PRO
Have they even sent an adjuster our investigator out yet? Remember they cannot tell you where you can and cannot get your car fixed.

Yea, he came out ages ago, I would say 2 weeks ago? There is frame damage to my car. And now my car won't turn over, or get power to the radio/clock, dispite the fact that all the fuses are fine.

There could be a short somewhere in the clock itself or radio.

Yea maybe... But it's all rear end damage, and it started just fine like a week prior when I started it (had been sitting for about a week). So idk. It was burning oil when I got it to start the last time. 

alternative visit their main corporate office, wait until you see one of the top people like CEO, CCO ect and walk up to one slap him with a glove and then say you demand satisfaction
 

BF3PRO

candle_86
alternative visit their main corporate office, wait until you see one of the top people like CEO, CCO ect and walk up to one slap him with a glove and then say you demand satisfaction 

Well since he was rear ended it is automatically the other guys fault. He has a case to sue.

Wrong. Usually the case but not an automatic win. If I just randomly break and come to a complete stop for no apparent reason Im at fault. AKA break checking.

Holo

BF3PRO

candle_86
alternative visit their main corporate office, wait until you see one of the top people like CEO, CCO ect and walk up to one slap him with a glove and then say you demand satisfaction 

Well since he was rear ended it is automatically the other guys fault. He has a case to sue.

Wrong. Usually the case but not an automatic win. If I just randomly break and come to a complete stop for no apparent reason Im at fault. AKA break checking.

Someone was riding me and I I did that they rear ended me and I won the case because they were not far enough back... Maybe it depends on state?

To everyone saying rear ended is not an automatic win, considering I have the police report that clearly states he was at fault, I think it's cut and dry at this point. Mercury is just sitting on their hands trying to drag this out as long as they can...